Being a reputed Multipurpose co-op. society, Anagha society serves not only the needs of retail customers but also of farmers, trade and service sector firms and medium / small scale industries. Anagha society provides a wide range of loan products specially designed to suit individual and companies credit needs.
SECURED ADVANCES

GOLD ORNAMENT LOAN
Gold loan schemes by Anagha society are very popular amongst its customers, we offer up to 80% of valuation of gold articles from 18-24 carats. Maximum amount that can be disbursed is up to 2 Lakhs per person at any given time. Gold loan can be the quickest monetary solution to avail emergency credit from us. Anagha society disburses gold loan on priority with a prepayment schedule ranging from 3-12 months.
Interest Rate: 12%

TWO/THREE/FOUR WHEELER LOAN
Vehicle loans by Anagha society are offered for two/ three/ four wheeler products both in new and used vehicles. We disburse loans with minimal documentations and quick disbursements.We offer flexible repayment schedules with attractive interest rates. Anagha society has been disbursing loans for passenger and commercial vehicles.
(*Conditions Apply)
Interest Rate: 12%

FIXED DEPOSIT LOAN
Loans and Advances may be granted against fixed deposits lying to the credit of the borrowers and/or third parties. FD can be with any of our enlisted banks. You can avail loan against FD while enjoying the interest on fixed deposits with maturity value in consideration.
Interest Rate: 14%

IVP/KVP/LIC BOND LOAN
Loans can be availed by customers of Anagha society by pledging against the government security investments such as National Saving Certificates by Indian Post, Kisan Vikas Patra, Indira Vikas Patra. Loan can also be availed against LIC policy sum assured. Loans can be availed up to 75% of the face value of such papers.
Interest Rate: 13%

OVERDRAFT/CASH CREDIT/WORKING CAP LOAN
For any business working capital is the most crucial instrument to work for a growth plans. We help individuals and corporations by providing Loans to help Overdraft / Cash Credit / Working capital use. Sometimes companies have high seasonal or cyclical sales, these rely on working capital loans to help with those crunch periods of reduced business activity to support financial health of a company.
Interest Rate: 13%

HOUSING LOAN
Anagha society is a reliable source to ensure availability of housing Loan schemes at attractive rates to ensure central governments initiative of house for all scheme. We provide finances for construction of a house or purchase of a ready possession house or for purchasing of land / plot for residential purpose. Loan can be offered to individuals / group of co-borrowers.
Interest Rate: 12%

TERM LOAN, EQUIPMENT/MACHINERY LOAN
Anagha society offers Term Loans to support capital expenditures for setting up/starting industrial unit and new business as well as for expansion, evocation etc. Even for purposes of machinery / large scale equipment purchase for your plant or business we support credit facilities at attractive rates.
Interest Rate: 13%
UNSECURED ADVANCES

PIGMY LOAN
Pigmy deposit is a product designed to attract small savings by small and medium shops who have daily transactions. Loan are provided against the security of Pigmy Deposits for better convenience to the customers due to their mode of day-to-day transactions and savings. Anagha society offers loan up to 75% of pigmy deposit, including interest occurred on the deposit scheme.
Interest Rate: 16%

SURETY / PERSONAL LOAN
Possibly one of the most utilized loan scheme that can be used for any purpose like buying house hold articles, marriage at home, to meet any family expenses / health emergencies. The loan is offered with minimal conditions and has been designed with a common man’s need in mind. The documentation is simple and processing is fast.