BALANCE SHEET REPORT AS ON 31/03/2017
| Liability | Total |
|---|---|
| PAID UP SHARE CAPITAL | |
| REGULAR SHARE CAPITAL | 10,72,290.00 |
| NOMINAL SHARE | 19,484.00 |
| Grand Total | 10,91,774.00 |
| RESERVES AND OTHERS | |
| RESERVED FUND | 1,44,739.00 |
| UNEXPECTED LOSS & CONTINGENCY FUND | 1,15,791.00 |
| COMMON WELFARE FUND | 28,948.00 |
| BUILDING FUND | 1,44,739.00 |
| STAFF WELFARE FUND | 5,386.95 |
| Grand Total | 4,39,603.95 |
| SHORT TERM DEPOSITS | |
| SAVING BANK ACCOUNT | 25,51,146.53 |
| CURRENT ACCOUNT | 1,04,999.00 |
| Grand Total | 26,56,145.53 |
| TIME DEPOSISTS | |
| FIXED DEPOSIT | 4,62,99,726.00 |
| RECURRING DEPOSIT | 1,92,300.00 |
| PIGMY REGISTER A/C | 46,25,325.00 |
| STAFF SECURITY DEPOSIT | 44,000.00 |
| Grand Total | 5,11,61,351.00 |
| OTHER LIABILITIES | |
| AUDIT FEES PAYABLE | 28,750.00 |
| STAFF BONUS | 44,000.00 |
| IT RETURN FEES PAYABLE | 6,900.00 |
| Grand Total | 79,650.00 |
| PROVISION FOR INTEREST PAYABLE | |
| INTEREST PAYABLE ON FD | 25,66,599.00 |
| INTEREST PAYABLE ON RD | 9,078.00 |
| Grand Total | 25,75,677.00 |
| LOAN ON INVESTMENTS | |
| SOD @ LAKSHMI VILAS BANK | 13,43,798.00 |
| Grand Total | 13,43,798.00 |
| EXCESS OF INCOME OVER EXPENDITURE | 9,79,992.43 |
| Grand Total | 60327991.91 |
| Asset | Total |
|---|---|
| CASH IN HAND | |
| CASH ON HAND | 5,83,632.00 |
| Grand Total | 5,83,632.00 |
| BALANCE WITH BANKS | |
| LAKSHMIVILAS BANK CURRENT | 54,54,169.56 |
| VEERAPULIKESHI CO-OP BANK | 40,34,250.00 |
| SB WITH KCC BANK | 8,449.00 |
| IDBI BANK CURRENT ACCOUNT | 22,007.00 |
| SBI CURRENT ACCOUNT | 36,458.22 |
| Grand Total | 95,55,333.78 |
| INVESTMENT IN OTHER DEPOSIT | |
| LIC NOMURA MF INVESTMENTS | 29,257.21 |
| Grand Total | 2,580.9816,80,115.86 |
| INVESTMENTS | |
| FD @ LVB | 16,50,858.65 |
| SECURED LOANS | |
| VEHICLE LOAN | 12,67,173.00 |
| MORTGAUGE LOAN | 61,17,068.50 |
| CASH CREDIT LOAN | 4,02,423.00 |
| LOAN ON FIXED DEPOSITS | 36,51,659.00 |
| HOME LOAN | 1,34,96,952.00 |
| SOD LOAN A/C | 1,83,65,647.00 |
| Grand Total | 4,33,00,922.50 |
| UNSECURED LOANS | |
| PERSONAL LOAN | 37,78,936.00 |
| BUSINESS LOAN | 4,91,270.00 |
| Grand Total | 42,70,206.00 |
| MOVABLE ASSETS | |
| ss | 4,38,471.00 |
| FURNITURE AND FIXTURES | 3,30,036.40 |
| COMPUTERS | 41,226.37 |
| PIGMY SOFTWARE A/C | 20,036.00 |
| UNIFY BANKING SOFTWARE A/C | 36,692.00 |
| INVERTER AND BATTERY | 6,120.00 |
| NOTE COUNTER & DETECTOR | 6,800.00 |
| CC TV ACCOUNT | 13,000.00 |
| PIGMY HHT MACHINES | 44,000.00 |
| Grand Total | 9,36,381.77 |
| SUNDRY ADVANCES | |
| TELEPHONE ADAVANCE | 1,400.00 |
| Grand Total | 1,400.00 |
| EXCESS OF EXPENDITURE OVER INCOME | 0 |
| Grand Total | 6,03,27,991.91 |
PROFIT AND LOSS REPORT FROM 01/04/2016 TO 31/03/2017
| Expenditure | Amount |
|---|---|
| ADMINISTRATIVE EXPENSES | |
| INTEREST PAID ON DEPOSITS | 46,77,657.00 |
| Total | 46,77,657.00 |
| STAFF EXPENSES | |
| STAFF SALARY | 4,96,800.00 |
| Total | 4,96,800.00 |
| ADMINISTRATIVE EXPENSES | |
| INTEREST ON RECURRING | 2,485.01,879.00 |
| OTHER EXPENSES | 82,067.11 |
| COMPUTER MAINTENANCE EXP | 12,250.00 |
| PRINTING AND STATIONARY | 42,459.00 |
| PIGMY COMMISSION PAID | 2,26,956.00 |
| ELECTRICITY CHARGE | 12,627.00 |
| OFFICE RENT | 72,000.00 |
| TELEPHONE,MOBILE AND INTERNET | 15,007.00 |
| INTEREST ON PIGMY DEPOSITS | 34,954.00 |
| INTEREST PAID ON SB ACCOUNTS | 54,562.00 |
| PROFESSIONAL TAX | 1,500.00 |
| AUDIT FEE ACCOUNT | 28,750.00 |
| Total | 5,85,011.11 |
| PROVISIONS AND DEPRECIATION | 1,45,497.87 |
| DEPRECIATION | |
| Total | 1,45,497.87 |
| ADMINISTRATRIVE EXPENSES | |
| AGM EXPENSES A/C | 23,130.00 |
| BANK INTEREST & CHARGES A/C | 8,964.25 |
| Total | 32,094.25 |
| STAFF EXPENSES | |
| STAFF BONUS PAID | 44,000.00 |
| Total | 44,000.00 |
| ADMINISTRATRIVE EXPENSES | |
| I T RETURN FEES A/C | 6,900.00 |
| DIRECTOR SITTING FEES | 1,32,000.00 |
| Total | 1,38,900.00 |
| EXCESS OF INCOME OVER EXPENDITURE | 979992.43 |
| Grand Total | 7099952.66 |
| INCOME | Amount |
|---|---|
| SUNDRY INCOMES | |
| SHARE FEES | 10,175.00 |
| APPLICATION FORM CHARGES | 10,175.00 |
| Total | 20,350.00 |
| INTEREST ON LOANS | |
| INT RECEIVED ON LOANS | |
| Total | 62,22,492.00 |
| SUNDRY INCOMES | |
| OTHER INCOME | 10,706.00 |
| LOAN PROCESSING FESS | 2,69,420.00 |
| PIGMY PRE CLOSURE CHARGES | 4,474.00 |
| CHECK BOOK CHARGES | 200 |
| INTEREST EARNED ON | 5,47,906.66 |
| DD & NEFT CHARGES A/C | 2,444.00 |
| Total | 8,35,150.66 |
| INTEREST ON LOANS | 0.00 |
| INTEREST ON HOME LOAN | 21,960.00 |
| Total | 21,960.00 |
| EXCESS OF EXPENDITURE OVER INCOME | 0 |
| Grand Total | 7099952.66 |