BALANCE SHEET REPORT AS ON 31/03/2016
| Asset | Total |
|---|---|
| CASH IN HAND | |
| CASH ON HAND | 50,745.00 |
| Grand Total | 50,745.00 |
| BALANCE WITH BANKS | |
| LAKSHMIVILAS BANK CURRENT | 2,959.00 |
| VEERAPULIKESHI CO-OP BANK | 1,466.00 |
| SB WITH KCC BANK | 8,169.00 |
| IDBI BANK CURRENT ACCOUNT | 28,765.00 |
| SBI CURRENT ACCOUNT | 17,223.75 |
| Grand Total | 58,582.75 |
| INVESTMENT IN OTHER DEPOSIT | |
| LIC NOMURA MF INVESTMENTS | 26,34,457.20 |
| INVESTMENTS | |
| FD @ IDBI BANK | 25,00,000.00 |
| Grand Total | 51,34,457.20 |
| SECURED LOANS | |
| VEHICLE LOAN | 10,95,481.00 |
| MORTGAUGE LOAN | 54,77,559.00 |
| CASH CREDIT LOAN | 53,061.00 |
| LOAN ON FIXED DEPOSITS | 12,70,855.00 |
| SOD LOAN A/C | 3,19,95,986.00 |
| Grand Total | 3,98,92,942.00 |
| UNSECURED LOANS | |
| PERSONAL LOAN | 29,75,300.00 |
| Grand Total | 94,706.02 |
| PROFIT OR LOSS | |
| LOSS-20142015 | 94,706.02 |
| Grand Total | 32,69,964.00 |
| MOVABLE ASSETS | |
| ss | 1,52,195.00 |
| FURNITURE AND FIXTURES | 1,95,386.40 |
| COMPUTERS | 51,635.24 |
| PIGMY SOFTWARE A/C | 28,090.00 |
| UNIFY BANKING SOFTWARE A/C | 65,000.00 |
| INVERTER AND BATTERY | 15,300.00 |
| NOTE COUNTER & DETECTOR | 17,000.00 |
| Grand Total | 5,24,606.64 |
| SUNDRY ADVANCES | |
| TELEPHONE ADAVANCE | 1,400.00 |
| SUNDRY ASSETS | |
| WIRELESS MODEM | 2,000.00 |
| Grand Total | 3,400.00 |
| EXCESS OF EXPENDITURE OVER INCOME | 0 |
| Grand Total | 4,90,29,403.61 |
| Liability | Total |
|---|---|
| PAID UP SHARE CAPITAL | |
| REGULAR SHARE CAPITAL | 9,62,560.00 |
| Grand Total | 9,62,560.00 |
| SHORT TERM DEPOSITS | |
| SAVING BANK ACCOUNT | 13,38,552.64 |
| CURRENT ACCOUNT | 27,088.00 |
| Grand Total | 13,65,640.64 |
| TIME DEPOSISTS | |
| FIXED DEPOSIT | 4,23,22,544.00 |
| RECURRING DEPOSIT | 3,85,000.00 |
| PIGMY REGISTER A/C | 30,22,504.00 |
| STAFF SECURITY DEPOSIT | 30,000.00 |
| Grand Total | 4,57,60,048.00 |
| OTHER LIABILITIES | |
| SUSPENSE ACCOUNT | 2,800.00 |
| AUDIT FEES PAYABLE | 23,000.00 |
| Grand Total | 20,200.00 |
| PROVISION FOR INTEREST PAYABLE | |
| INTEREST PAYABLE ON FD | 1,94,264.00 |
| INTEREST PAYABLE ON RD | 53,029.00 |
| Grand Total | 2,47,293.00 |
| EXCESS OF INCOME OVER EXPENDITURE | 6,73,661.97 |
| Grand Total | 4,90,29,403.61 |
PROFIT AND LOSS REPORT FROM 01/04/2015 TO 31/03/2016
| Expenditure | Amount |
|---|---|
| ADMINISTRATRIVE EXPENSES | |
| INTEREST PAID ON DEPOSITS | 32,92,181.00 |
| Total | 32,92,181.00 |
| STAFF EXPENSES | |
| STAFF SALARY | 3,83,418.00 |
| Total | 3,83,418.00 |
| ADMINISTRATRIVE EXPENSES | |
| OTHER EXPENCES | 1,54,418.89 |
| INTEREST ON RECURRING | 50,876.00 |
| INTEREST ON PIGMY DEPOSITS | 15,085.00 |
| COMPUTER MAINTAINANCE EXP | 36,966.00 |
| PRINITING AND STATIONARY | 4,655.00 |
| PIGMY COMMISSION PAID | 1,37,582.00 |
| ELECTRICITY CHARGE | 3,720.00 |
| OFFICE RENT | 52,500.00 |
| TELEPHONE,MOBILE AND INTERNET | 13,367.00 |
| PROFESSIONAL TAX | 5,000.00 |
| INTEREST PAID ON SB ACCOUNTS | 8,676.00 |
| Total | 4,82,845.89 |
| PROVISIONS AND DEPRECIATION | |
| DEPRECIATION | 49,174.36 |
| Total | 49,174.36 |
| EXCESS OF INCOME OVER EXPENDITURE | 673661.97 |
| Grand Total | 4881281.22 |
| INCOME | Amount |
|---|---|
| SUNDRY INCOMES | |
| SHARE FEES | 7,100.00 |
| APPLICATION FORM CHARGES | 7,100.00 |
| Total | 14,200.00 |
| INTEREST ON LOANS | |
| INT RECEIVED ON LOANS | 46,13,880.00 |
| Total | 46,13,880.00 |
| SUNDRY INCOMES | |
| OTHER INCOME | 9,786.00 |
| LOAN PROCESSING FESS | 1,06,770.00 |
| CHECK BOOK CHARGES | 50 |
| INTEREST EARNED ON | 1,36,595.22 |
| Total | 2,53,201.22 |
| EXCESS OF EXPENDITURE OVER INCOME | 0 |
| Grand Total | 4881281.22 |